Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses. Final expense insurance—often called burial insurance or funeral insurance—is a small whole life insurance policy. Its primary purpose is to cover funeral, burial, and other end-of-life expenses so loved ones aren’t left with a financial burden.
A simple and affordable plan designed to cover end-of-life costs. It helps your loved ones avoid financial stress during difficult moments.
Key Features:
Coverage Amounts: Usually smaller than traditional life insurance, ranging from $2,000 to $50,000.
Whole Life Policy: Premiums stay the same for life, and coverage doesn’t expire as long as payments are made.
Simplified Approval: Many policies don’t require a medical exam—just health-related questions—making it accessible to seniors or those with health issues.
Quick Payouts: Beneficiaries can often receive funds faster than with larger life insurance policies, helping them pay immediate expenses.
What It Covers:
Final expense insurance can be used for:
- Funeral and burial costs
- Cremation expenses
- Medical bills not covered by insurance
- Outstanding debts (like credit cards or small loans)
- Everyday expenses for loved ones
WHO NEEDS IT?
Final expense insurance is especially helpful for:
- Seniors who may not qualify for larger life insurance policies
- Individuals who don’t want to leave funeral or medical costs to their family
- People looking for affordable, easy-to-get coverage
Frequently Asked Questions
Life insurance is a type of insurance policy that provides financial coverage to the beneficiaries of the policyholder in the event of their death. The main purpose of life insurance is to provide
Q1. Why should I work with C&Z instead of buying directly from one company?
Because we represent multiple top-rated carriers, we can compare options and find the perfect policy for your goals — saving you time and money
Q2. Do I need a medical exam to qualify?
Not always. Many of our Final Expense and Simplified Issue plans only require basic health questions — no medical exam needed.
Q3. Can I change my plan later?
Yes. Through Convertible Term Insurance and other flexible policies, you can upgrade or adjust coverage as your life changes.
Q4. How soon does coverage begin?
Most plans become active immediately after approval and first payment, giving you instant peace of mind.
Q5. Does C&Z provide guidance for immigration services too?
Absolutely. We offer immigration support and consultation alongside our insurance solutions, helping you and your family build a secure future.
