Insurances

Types of Insurance We Cover

Every family is different. I'll help you find the right coverage for your unique situation.

Term Life

Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.

Whole Life

Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Index Universal Life

Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.

Final Expense

Ease the financial burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.

Free Insurance Riders

Stay financially protected if you can’t work due to illness or injury. Our Disability Insurance keeps your income secure when you need it most.

Mortgage Protection

This plan pays off your full mortgage if you pass away and keeps the same coverage amount until your mortgage is fully paid.

Income Protection (15–30 Year Term) replaces lost income if you or your spouse pass away, helping cover bills and expenses. You choose the amount and duration (5–30 years), ensuring your family’s financial stability and peace of mind.

College Education Protection

This program ensures your children’s education is covered if you pass away, giving them the opportunity to attend college or trade school without financial worries.

Debt Protection

This plan pays off your debts if you pass away, ensuring your loved ones aren’t left with any financial burden.

Child RIder

This rider adds child coverage to your plan for just $15 a month, covering all children aged 16 days to 17 years until they turn 35. If any child passes away, you’ll receive $5,000–$25,000 per child.

Optional Paying Riders

Optional riders can be added to your policy for a small extra fee. Guaranteed Insurability Rider (GIR) lets you increase coverage later without medical exams (ages 0–37), while Waiver of Premium (WMD/WSP) waives costs or premiums if you become totally disabled (ages 0–55).